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Doctor vs Doctor Decision Tool

Dr. Talwar vs Dr. Luni

Make an informed decision based on verified clinical facts. See which doctor spends more time listening in the exam room and charges fair prices aligned with standard insurance baselines.

Doctor Option ANPI: 1922290915

Dr. Sandeep Talwar, MD

Clinical Cardiac Electrophysiology ยท Farmington, UT

Consultation Time38 minIn-Depth (30-40 mins)
Markup Level2.24xFair / Standard
Annual Visits1,745Total volume
The Rushed Visit Index

Thorough Listener

~38 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Fair Pricing Standard

Aligned with Customary Rates

2.2x Markup

This physician's billed charges remain close to standard insurance allowable rates (within 2.5 times baseline). Patients visiting this practice rarely encounter extreme out-of-pocket price inflation.

Doctor Option BNPI: 1891070942

Dr. Faraz Luni, MD

Clinical Cardiac Electrophysiology ยท Provo, UT

Consultation Time33 minIn-Depth (30-40 mins)
Markup Level2.06xFair / Standard
Annual Visits4,103Total volume
The Rushed Visit Index

Thorough Listener

~33 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Fair Pricing Standard

Aligned with Customary Rates

2.1x Markup

This physician's billed charges remain close to standard insurance allowable rates (within 2.5 times baseline). Patients visiting this practice rarely encounter extreme out-of-pocket price inflation.

๐ŸŽฏ Patient Verdict: Key Differences at a Glance

Face-to-Face Patient Listening:

Dr. Talwar averages 5 more minutes per appointment than Dr. Luni. If you prioritize extensive discussion and question time, Dr. Talwar offers a more unhurried experience.

Pricing & Out-of-Pocket Risk:

Dr. Luni has a lower billing markup (2.06x vs. 2.24x). Patients with high deductibles or out-of-network coverage will likely incur lower balance bills with Dr. Luni.

Shared Clinical Procedures & Charges Comparison

Procedure DescriptionDr. Talwar ChargeDr. Luni ChargeStandard Baseline
Medical Procedure HCPCS $NaN$NaN$121
Medical Procedure HCPCS $NaN$NaN$55
Medical Procedure HCPCS $NaN$NaN$25
Medical Procedure HCPCS $NaN$NaN$14
Medical Procedure HCPCS $NaN$NaN$66
Medical Procedure HCPCS $NaN$NaN$159
Medical Procedure HCPCS $NaN$NaN$21
Medical Procedure HCPCS $NaN$NaN$85