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Doctor vs Doctor Decision Tool

Dr. Swart vs Dr. Espinosa Morazan

Make an informed decision based on verified clinical facts. See which doctor spends more time listening in the exam room and charges fair prices aligned with standard insurance baselines.

Doctor Option ANPI: 1801097266

Dr. Rachel Swart, M.D.,PH.D

Medical Oncology · Tucson, AZ

Consultation Time40 minExtended Visits (40+ mins)
Markup Level4.39xHigh Markup
Annual Visits75,271Total volume
The Rushed Visit Index

Thorough Listener

~40 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 4.4 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.
Doctor Option BNPI: 1225350788

Dr. Allan Espinosa Morazan, M.D.

Medical Oncology · Prescott, AZ

Consultation Time42 minExtended Visits (40+ mins)
Markup Level4.38xHigh Markup
Annual Visits145,760Total volume
The Rushed Visit Index

Thorough Listener

~42 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 4.4 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.

🎯 Patient Verdict: Key Differences at a Glance

Face-to-Face Patient Listening:

Dr. Espinosa Morazan averages 2 more minutes per appointment than Dr. Swart. If you prioritize extensive discussion and question time, Dr. Espinosa Morazan offers a more unhurried experience.

Pricing & Out-of-Pocket Risk:

Dr. Espinosa Morazan has a lower billing markup (4.38x vs. 4.39x). Patients with high deductibles or out-of-network coverage will likely incur lower balance bills with Dr. Espinosa Morazan.

Shared Clinical Procedures & Charges Comparison

Procedure DescriptionDr. Swart ChargeDr. Espinosa Morazan ChargeStandard Baseline
Medical Procedure HCPCS $NaN$NaN$0
Medical Procedure HCPCS $NaN$NaN$0
Medical Procedure HCPCS $NaN$NaN$3
Medical Procedure HCPCS $NaN$NaN$0
Medical Procedure HCPCS $NaN$NaN$2
Medical Procedure HCPCS $NaN$NaN$23
Medical Procedure HCPCS $NaN$NaN$0
Medical Procedure HCPCS $NaN$NaN$1