FDFairDoctor.org
Doctor vs Doctor Decision Tool

Dr. Tepper vs Dr. Al-Zoubaidi

Make an informed decision based on verified clinical facts. See which doctor spends more time listening in the exam room and charges fair prices aligned with standard insurance baselines.

Doctor Option ANPI: 1114183514

Dr. Joshua Tepper, M.D.

Vascular Surgery · Lake Forest, IL

Consultation TimeStandardSpecialist (Procedures only)
Markup Level4.55xHigh Markup
Annual Visits3,861Total volume
The Rushed Visit Index

Balanced Practice

Standard Pacing

Maintains a steady clinical rhythm balancing focused physical examination with patient discussion.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 4.5 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.
Doctor Option BNPI: 1063606432

Dr. Mohammed Al-Zoubaidi, M.D

Vascular Surgery · Mount Vernon, IL

Consultation Time33 minIn-Depth (30-40 mins)
Markup Level28.47xExtreme Outlier
Annual Visits9,478Total volume
The Rushed Visit Index

Thorough Listener

~33 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 28.5 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.

🎯 Patient Verdict: Key Differences at a Glance

Face-to-Face Patient Listening:

Both physicians maintain standard clinical appointment durations consistent with national specialty benchmarks.

Pricing & Out-of-Pocket Risk:

Dr. Tepper has a lower billing markup (4.55x vs. 28.47x). Patients with high deductibles or out-of-network coverage will likely incur lower balance bills with Dr. Tepper.

Shared Clinical Procedures & Charges Comparison

Procedure DescriptionDr. Tepper ChargeDr. Al-Zoubaidi ChargeStandard Baseline
Medical Procedure HCPCS $NaN$NaN$0
Medical Procedure HCPCS $NaN$NaN$9
Medical Procedure HCPCS $NaN$NaN$41
Medical Procedure HCPCS $NaN$NaN$11
Medical Procedure HCPCS $NaN$NaN$91
Medical Procedure HCPCS $NaN$NaN$53
Medical Procedure HCPCS $NaN$NaN$9
Medical Procedure HCPCS $NaN$NaN$118