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Doctor vs Doctor Decision Tool

Dr. Zachary vs Dr. Watchmaker

Make an informed decision based on verified clinical facts. See which doctor spends more time listening in the exam room and charges fair prices aligned with standard insurance baselines.

Doctor Option ANPI: 1104881895

Dr. Stefan Zachary, DO MS

Hand Surgery ยท Madison, WI

Consultation Time30 minIn-Depth (30-40 mins)
Markup Level8.86xExtreme Outlier
Annual Visits486Total volume
The Rushed Visit Index

Thorough Listener

~30 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 8.9 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.
Doctor Option BNPI: 1275564221

Dr. Greg Watchmaker, MD

Hand Surgery ยท Mequon, WI

Consultation Time30 minIn-Depth (30-40 mins)
Markup Level2.98xModerate Markup
Annual Visits2,219Total volume
The Rushed Visit Index

Thorough Listener

~30 min face-time

Consistently devotes longer face-to-face evaluations. Ideal for complex medical concerns, multiple symptoms, or patients who value comprehensive discussion without feeling rushed.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

๐ŸŽฏ Patient Verdict: Key Differences at a Glance

Face-to-Face Patient Listening:

Both physicians average identical appointment consultation pacing (approximately 30 minutes per patient).

Pricing & Out-of-Pocket Risk:

Dr. Watchmaker has a lower billing markup (2.98x vs. 8.86x). Patients with high deductibles or out-of-network coverage will likely incur lower balance bills with Dr. Watchmaker.

Shared Clinical Procedures & Charges Comparison

Procedure DescriptionDr. Zachary ChargeDr. Watchmaker ChargeStandard Baseline
Medical Procedure HCPCS $NaN$NaN$7
Medical Procedure HCPCS $NaN$NaN$85
Medical Procedure HCPCS $NaN$NaN$231
Medical Procedure HCPCS $NaN$NaN$120
Medical Procedure HCPCS $NaN$NaN$53
Medical Procedure HCPCS $NaN$NaN$395
Medical Procedure HCPCS $NaN$NaN$62
Medical Procedure HCPCS $NaN$NaN$156