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Doctor vs Doctor Decision Tool

Dr. Kazem vs Dr. Harvin

Make an informed decision based on verified clinical facts. See which doctor spends more time listening in the exam room and charges fair prices aligned with standard insurance baselines.

Doctor Option ANPI: 1083673644

Dr. Fatima Kazem, M.D.

Diagnostic Radiology · Del Mar, CA

Consultation TimeStandardSpecialist (Procedures only)
Markup Level5.47xHigh Markup
Annual Visits76,036Total volume
The Rushed Visit Index

Balanced Practice

Standard Pacing

Maintains a steady clinical rhythm balancing focused physical examination with patient discussion.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 5.5 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.
Doctor Option BNPI: 1548259500

Dr. Howard Harvin, MD

Diagnostic Radiology · Stanford, CA

Consultation TimeStandardSpecialist (Procedures only)
Markup Level5.01xHigh Markup
Annual Visits169,517Total volume
The Rushed Visit Index

Balanced Practice

Standard Pacing

Maintains a steady clinical rhythm balancing focused physical examination with patient discussion.

How is appointment length calculated?

Visit durations reflect official documentation standards for Evaluation and Management (E/M) office billing codes (CPT 99202 through 99215).

Physicians who bill higher-level comprehensive visits (such as 99214 and 99215) consistently spend 30 to 45 minutes reviewing complex records and discussing care plans, whereas routine refill clinics predominantly bill briefer level 2 and 3 codes.

Financial Protection Alert

Higher Out-of-Pocket Billing Risk

This practice submits charges that average 5.0 times customary allowable rates. If you have not met your annual health insurance deductible, or if this doctor is out-of-network with your health plan, you may face significant balance billing.

3 Steps to Protect Your Wallet:
  • Confirm network status: Call your insurer to confirm this specific physician and office address are in-network.
  • Request in-network labs: Before blood draws or biopsies, ask the nurse to send samples exclusively to an in-network commercial laboratory.
  • Ask for a written estimate: Under the No Surprises Act, you are legally entitled to a Good Faith Estimate if you are self-pay or out-of-network.

🎯 Patient Verdict: Key Differences at a Glance

Face-to-Face Patient Listening:

Both physicians maintain standard clinical appointment durations consistent with national specialty benchmarks.

Pricing & Out-of-Pocket Risk:

Dr. Harvin has a lower billing markup (5.01x vs. 5.47x). Patients with high deductibles or out-of-network coverage will likely incur lower balance bills with Dr. Harvin.

Shared Clinical Procedures & Charges Comparison

Procedure DescriptionDr. Kazem ChargeDr. Harvin ChargeStandard Baseline
Medical Procedure HCPCS $NaN$NaN$0
Medical Procedure HCPCS $NaN$NaN$131
Medical Procedure HCPCS $NaN$NaN$303
Medical Procedure HCPCS $NaN$NaN$107
Medical Procedure HCPCS $NaN$NaN$113
Medical Procedure HCPCS $NaN$NaN$119
Medical Procedure HCPCS $NaN$NaN$115
Medical Procedure HCPCS $NaN$NaN$9